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Santander Unlimited Mastercard Black × Bradesco Aeternum Visa Infinite

Santander Unlimited Mastercard Black or Bradesco Aeternum Visa Infinite? See the full side-by-side comparison, with Radar Score by criterion.

A head-to-head between Santander Unlimited Mastercard Black (Santander, Radar Score 8.5) and Bradesco Aeternum Visa Infinite (Bradesco, Radar Score 8.5). They tie on the overall Radar Score: the Santander Unlimited Mastercard Black shines in Travel benefits and the Bradesco Aeternum Visa Infinite in Travel benefits. See the criterion-by-criterion comparison below — annual fee, points earning and transfer programs — to decide which one is worth more for your profile.

Santander Unlimited Mastercard Black Bradesco Aeternum Visa Infinite
IssuerSantanderBradesco
NetworkMastercard BlackVisa Infinite
Annual feeThe annual fee is shown in 12 monthly installments (on the official page, around R$183.33/month); specialized sources cite values between roughly R$1,290 and R$2,200 per year. Confirm the current amount at the time of application.Annual fee of roughly R$ 1,920 to R$ 2,112 per year according to sources (installments available); amounts differ across publications, confirm the current value with the bank.
Points (domestic)2,6 a 3 pts/US$4 pts/US$
Points (international)3,6 pts/US$4 pts/US$
Transfers toEsfera, LATAM Pass, Smiles, Azul Fidelidade, LiveloLivelo, LATAM Pass, Smiles, Azul Fidelidade, TAP Miles&Go
Points earning8.08.0
Transfer flexibility8.08.0
Travel benefits9.09.0
VIP lounges9.09.0
Waiver ease5.03.0
Value for money7.07.0
General benefits9.09.0
Radar Score8.58.5

Verdict

Santander Unlimited Mastercard Black wins in: Waiver ease.

🏆 By Radar Score, it's a tie — the choice depends on your usage profile.

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