Loyalty Club Simulator
100% in-browser simulation — nothing is sent to servers.
How the calculation works
We divide the monthly fee by the month's points (per thousand). That's the cost of each thousand the club gives you.
1. Monthly cost
The fee is what you pay to receive that month's points.
2. Cost per thousand
Fee divided by the month's points, times a thousand, is the cost of 1,000 points.
3. Worth it?
If the club's cost per thousand is lower than what you get redeeming, the club pays off.
Informational tool. Values depend on the award, program and availability — always confirm in the loyalty program before redeeming.