GOL Smiles Bradesco Visa Infinite
The co-branded card that earns Smiles miles directly and unlocks GOL travel perks.
Overview
The Bradesco GOL Smiles Visa Infinite is a high-income co-branded credit card that credits Smiles miles directly into your program account, with no Livelo or Esfera step. It targets frequent GOL flyers who want to accelerate Smiles miles earning, with travel benefits and Visa Infinite perks. According to the bank, miles generated from card spending do not expire while the card is active.
Who it's for
Ideal for high-income clients who fly with GOL, are (or plan to be) Smiles Club subscribers, and want to accumulate Smiles miles faster on everyday spending.
Points earning
The card earns up to 5.5 Smiles miles per dollar spent for Smiles Club subscribers; without the club, the base rate is 3 miles per dollar. GOL ticket purchases usually carry an extra bonus. The bank also offers welcome miles (around 15,000, or 20,000 for Smiles Club clients) and annual renewal miles (around 5,000, or 7,000 in the Club).
Points program and transfers
This is a co-branded card: miles are credited DIRECTLY into your Smiles account, with no intermediate step through Livelo or Esfera. You accumulate Smiles miles on everyday spending and can redeem them for GOL and partner flights, plus take part in Smiles program promotions.
Related promotions and news
Transfer bonuses and updates from the programs linked to this card, updated live.
Transfer promotions
Miles news
Annual fee and waiver rules
Bradesco frequently runs first-year annual fee waiver campaigns. Full or partial waivers may depend on a minimum monthly spend or on Smiles Club membership. Check the current conditions when applying.
How to apply
You can apply on Bradesco's official website, through the bank's app/internet banking, or via the Smiles website. A credit check and meeting the required income are necessary.
Income or net worth range
High-income card: specialized sources indicate income around R$ 20,000, but Bradesco does not publish the official figure on the product page — confirm at application.
Typical requirements
- Be at least 18 years old
- Valid CPF and good credit standing
- Prove the required minimum income
- Having (or joining) a Smiles account is recommended, and Smiles Club membership is needed for the maximum earning rate
Ways to obtain
- Visit Bradesco's official site (banco.bradesco/smiles) or the Smiles website
- Select the GOL Smiles Visa Infinite and start the application
- Submit your data and documents for credit analysis
- Wait for approval and card delivery
- Activate the card and link/confirm your Smiles account
VIP lounges
Offers about 2 free lounge accesses per year to lounges worldwide via Visa Airport Companion (extra visits are paid, around US$ 32 per person), plus access to GOL Premium Lounges at airports such as Guarulhos (GRU) and Galeão (GIG).
Network benefits
- Visa Infinite Concierge (24h concierge)
- Visa Airport Companion with VIP lounge access
- International travel medical emergency insurance
- Purchase protection and original extended warranty
- Visa Infinite benefits and offers program
Insurance
- International travel medical emergency insurance
- Baggage delay or loss protection
- Purchase protection
- Original extended warranty
Travel protections
- International medical emergency insurance
- Flight connection delay/miss coverage
- Baggage protection
Airline benefits
- Direct Smiles miles earning
- Priority boarding and check-in on GOL flights
- Checked baggage allowance on GOL flights
- Access to GOL Premium Lounges
- Miles bonus on GOL ticket purchases
✅ Advantages
- Direct Smiles miles earning, no Livelo/Esfera step
- Up to 5.5 miles per dollar for Smiles Club subscribers
- Spending miles that do not expire while the card is active
- GOL perks: priority boarding, baggage and lounges
- Visa Infinite network with concierge and VIP lounges
⚠️ Disadvantages
- High annual fee, not officially disclosed on the product page
- High minimum income
- Maximum earning (5.5 miles/US$) requires paid Smiles Club membership
- Only about 2 free annual VIP lounge accesses via Visa Airport Companion
- Miles tied to a single program (Smiles)
History of relevant changes
- Co-branded card resulting from the partnership between Bradesco, GOL/Smiles and Visa, with Visa versions launched in the renewal of the Smiles card line.
Frequently asked questions
Does the card earn Smiles miles directly?
Yes. It is a co-branded card and miles are credited directly into your Smiles account, with no intermediate Livelo or Esfera step.
How many miles per dollar does the card earn?
Up to 5.5 Smiles miles per dollar for Smiles Club subscribers; without the club, the base rate is 3 miles per dollar, with a bonus on GOL purchases.
What are the annual fee and minimum income?
Bradesco does not publish the figure on the product page; specialized sources indicate an annual fee around R$ 1,500/year and income around R$ 20,000. Confirm at application.
Do the miles expire?
According to the bank, miles generated from card spending do not expire while the card is active.
Do I get VIP lounge access?
Yes. About 2 free accesses per year via Visa Airport Companion, plus access to GOL Premium Lounges. Extra visits are charged.
Information gathered from official and specialized sources in 2026-07. Annual fee, income and rules change — always confirm on the issuer's official website.