GOL Smiles Santander Visa Infinite
The co-branded card that earns Smiles miles directly, ideal for GOL flyers.
Overview
The GOL Smiles Santander Visa Infinite is a high-income co-branded card that credits Smiles miles directly, without routing through another points program. It combines earning per dollar spent with GOL airline benefits (baggage, priority check-in and GOL Premium Lounge access) and the perks of the Visa Infinite tier. Earning is higher for Clube Smiles/Diamante subscribers.
Who it's for
Aimed at frequent GOL and Smiles travelers who want to accumulate miles quickly and enjoy boarding, baggage and VIP lounge benefits. It is best for Clube Smiles subscribers or Diamante tier members, due to the boosted earning rate.
Points earning
Earn 3 miles per dollar spent for standard Smiles members (4 miles on GOL website purchases) and 5.5 miles per dollar for Clube Smiles/Diamante subscribers (6.5 miles on GOL purchases).
Points program and transfers
Co-branded card: it credits Smiles miles DIRECTLY into the program account, with no conversion step via Livelo or Esfera. Earning is boosted for Clube Smiles subscribers or Diamante tier members. Miles credited by the card do not expire.
Related promotions and news
Transfer bonuses and updates from the programs linked to this card, updated live.
Transfer promotions
Miles news
Annual fee and waiver rules
Campaigns often waive the annual fee in the first year for new customers. After the promotional period, the annual fee is charged normally. There is no consistently published permanent spend-based waiver.
How to apply
Applications are made through Santander channels (website, app or branches). You do not need to be a Santander account holder, but you must prove the minimum income and pass a credit review.
Income or net worth range
Around R$ 15,000 for non-account holders and from R$ 12,000 for Santander customers (amounts may vary; confirm with the bank).
Typical requirements
- Minimum required income (higher for non-account holders)
- Credit review and approval by Santander
- Valid CPF and personal documentation
- Smiles program enrollment to receive miles
Ways to obtain
- Visit the official Santander website or app
- Choose the GOL Smiles Visa Infinite card
- Fill in your details and prove your income
- Wait for the credit review
- Link your Smiles account to the card
VIP lounges
Access to GOL Premium Lounges at Guarulhos (GRU) and Galeão (GIG) airports and 1 free visit per year to the Visa Airport Companion network. From 2026, Visa access requires eligibility criteria, such as an active card, on-time payment and a minimum average spend (about R$ 1,000 across three statements).
Network benefits
- Visa Infinite benefits, the highest tier of the network
- Access to the Visa Airport Companion VIP lounge network
- Visa Infinite concierge
- Visa travel protection and insurance program
- Exclusive Visa offers and experiences
Insurance
- International travel medical emergency insurance (via Visa Infinite, for tickets bought with the card)
- Lost or damaged baggage insurance
- Trip cancellation and interruption insurance
- Flight delay insurance
- Card Protection insurance (optional, contracted separately)
Travel protections
- Protection in case of flight delay
- Baggage protection on trips paid with the card
- Trip cancellation coverage
Airline benefits
- First checked bag free on GOL flights
- Priority check-in and boarding on GOL
- Access to GOL Premium Lounges
- Smiles miles credited directly that do not expire
Hotel benefits
- Offers and experiences at Visa Infinite program hotels
Car rental benefits
- Benefits and discounts at Visa partner car rental companies
✅ Advantages
- Direct Smiles miles earning, no conversion needed
- Boosted earning for Clube Smiles/Diamante subscribers
- GOL benefits: free baggage, priority boarding and Premium Lounge access
- Card miles do not expire
- Welcome bonus of up to 20,000 miles
⚠️ Disadvantages
- High annual fee after the first year
- High minimum income for approval
- Only 1 free Visa Airport Companion visit per year, with new eligibility criteria
- Maximum earning depends on being a Clube Smiles subscriber
History of relevant changes
- Card resulting from the partnership between Santander, Smiles/GOL and the Visa network.
- In 2026, access to Visa Airport Companion lounges began requiring eligibility criteria based on spend and payment punctuality.
Frequently asked questions
Does the card earn Livelo points or Smiles miles?
It earns Smiles miles directly, as a co-branded card. There is no conversion step via Livelo or Esfera.
How many miles do I earn per dollar spent?
3 miles per dollar for standard Smiles members (4 on GOL purchases) and 5.5 miles for Clube Smiles/Diamante subscribers (6.5 on GOL).
Do I need to be a Santander account holder?
No. Anyone can apply, as long as they prove the minimum income and are approved in the credit review. Account holders have a lower minimum income.
Do I get VIP lounge access?
Yes: to GOL Premium Lounges (GRU and GIG) and 1 annual visit to the Visa Airport Companion network, subject to eligibility criteria from 2026.
Do the card miles expire?
Smiles miles credited by the card do not expire, which is an advantage for those accumulating over time.
Information gathered from official and specialized sources in 2026-07. Annual fee, income and rules change — always confirm on the issuer's official website.