Bradesco Elo Nanquim Diners Club
Bradesco's ultra-high-income card on the Elo Nanquim / Diners Club network, with strong Livelo earning and broad VIP lounge access.
Overview
The Bradesco Elo Nanquim Diners Club is Bradesco's premium credit card aimed at ultra-high-income clients. It runs on the Elo Nanquim network in partnership with Diners Club and earns points in the Livelo program (Bradesco is a Livelo partner), which can be transferred to airline programs such as LATAM Pass, Smiles and Azul Fidelidade. It earns about 2.2 points per dollar on domestic purchases and 3.3 points per dollar on international purchases, with points that do not expire. Its highlight is its travel benefits, especially broad VIP lounge access.
Who it's for
Suited to ultra-high-income clients and/or those with large investments at Bradesco who spend heavily on the card and value aggressive Livelo points earning and frequent VIP lounge access on domestic and international trips.
Points earning
Earns about 2.2 Livelo points per dollar on domestic purchases and 3.3 points per dollar on international purchases. Points do not expire while the card is active.
Points program and transfers
Points are earned in the Livelo program, of which Bradesco is a partner. From Livelo, points can be transferred to airline programs such as LATAM Pass, Smiles (Gol) and Azul Fidelidade (TudoAzul), enabling redemptions for flights.
Related promotions and news
Transfer bonuses and updates from the programs linked to this card, updated live.
Transfer promotions
Miles news
Annual fee and waiver rules
The fee may be waived or reduced based on spending and relationship; sources indicate a waiver with average spending from about R$ 10,000 per month. Confirm the current rules at the time of application.
How to apply
Apply through Bradesco channels (branches, your manager, app or website). The card is usually offered to high-income clients and investors; in some cases you need not be an account holder, but approval depends on income analysis and relationship with the bank.
Income or net worth range
Generally a minimum monthly income of R$ 20,000 is required; access may be conditioned on a high volume of investments with the bank (check current terms).
Typical requirements
- Proof of ultra-high income
- Credit and relationship analysis with Bradesco
- Personal documents (ID, tax number, proof of income and address)
Ways to obtain
- Apply via your Bradesco manager, app or website
- Pass the income/investment analysis
- Await approval and card delivery
VIP lounges
Broad VIP lounge access: Priority Pass with complimentary visits (sources cite about 4 accesses/year to over 1,000 lounges worldwide), plus unlimited access to Bradesco Cartões lounges (holder + 1 guest) and lounges such as Ambaar and VIP Club in Brasilia. As a Diners Club card, it grants access to the Diners Club Lounges network.
Network benefits
- Elo Nanquim / Diners Club network
- Access to the Diners Club Lounges network
- Elo benefits (wellness, courses, assistance services)
- Compatible with Apple Pay and Google Pay
Insurance
- Travel insurance when buying the ticket with the card
- Purchase protection (theft/damage)
- Extended warranty
Travel protections
- International and domestic travel insurance
- Airport transfer on international trips departing from Brazil
Airline benefits
- Transfer of Livelo points to LATAM Pass, Smiles and Azul Fidelidade
- VIP lounge access at airports
Hotel benefits
- Hotel benefits and offers through the Elo/Diners programs (check availability)
Car rental benefits
- Car rental offers and perks via the Elo/Diners network (check availability)
✅ Advantages
- High Livelo points earning (up to 3.3 points/US$ internationally)
- Points that do not expire
- Broad VIP lounge access, including Diners Club Lounges
- Transfers to LATAM Pass, Smiles and Azul
- Additional cards at no charge
⚠️ Disadvantages
- Requires ultra-high income / bank relationship
- High annual fee if not waived by spending
- Diners Club has lower acceptance than Visa/Mastercard in some places
- Terms and rules may vary by offer
Frequently asked questions
Which program does the card earn points in?
The Livelo program, of which Bradesco is a partner. From there points can be transferred to LATAM Pass, Smiles and Azul Fidelidade.
How many points does the card earn?
About 2.2 Livelo points per dollar on domestic purchases and 3.3 points per dollar on international purchases.
What is the annual fee and how to get a waiver?
The fee is around R$ 1,607 per year. Sources indicate a waiver with average spending from about R$ 10,000 per month; confirm current rules.
What income is required?
Typically an income from about R$ 20,000 per month, possibly conditioned on a high volume of investments at Bradesco.
Which VIP lounges can I access?
Priority Pass with complimentary visits, Bradesco Cartões lounges (holder + 1 guest), lounges such as Ambaar and VIP Club, plus the Diners Club Lounges network.
Information gathered from official and specialized sources in 2026-07. Annual fee, income and rules change — always confirm on the issuer's official website.