BRB DUX Visa Infinite
The most aggressive high-income card for points accrual in Brazil, with unlimited VIP lounges.
Overview
The BRB DUX Visa Infinite has established itself as one of the most sought-after cards among the miles-focused audience in Brazil. The proposition is straightforward: very high points earning per dollar spent, points that never expire, and unlimited access to VIP lounges. In 2026, BRB repositioned the card toward the ultra-high-income audience, raising the annual fee and tightening the waiver criteria — an important change that anyone interested needs to understand before applying.
Who it's for
It is recommended for those with a high volume of monthly spending (especially abroad) or a significant investment relationship with BRB, and who value aggressive points accrual combined with unlimited VIP lounges. It is not a card for average spending: with the current annual fee, the value proposition only works for those who move high amounts or can obtain the waiver through investment.
Points earning
The main draw is the points earning: 5 points per dollar on domestic purchases and 7 points per dollar on international purchases — among the highest levels in the Brazilian market. The points never expire, giving total freedom to accumulate and transfer at the best time.
Points program and transfers
DUX points can be directed to the main miles programs in Brazil. Sources differ on the exact name of BRB's points program and the crediting mechanism, so we treat this as a point to confirm on the official website; what is consistent across sources is the final destination: the miles reach LATAM Pass, Smiles, and TudoAzul.
Related promotions and news
Transfer bonuses and updates from the programs linked to this card, updated live.
Transfer promotions
Miles news
Annual fee and waiver rules
In 2026, BRB raised the DUX annual fee to R$ 4.800/year (it was about R$ 1.680) and tightened the waiver. Based on spending, the 50% discount now requires about R$ 25.000/month and a full waiver about R$ 50.000/month. There is also the investment route: by maintaining a high amount in eligible BRB products (reported from ~R$ 300 thousand in CDB/LCI without liquidity), the client gets the annual fee waived while maintaining the investment. The conditions are promotional and change — confirm the current figures directly with BRB before deciding.
How to apply
The application is made through BRB's channels (the card's website, app, or a branch), usually with a credit and relationship analysis. Having eligible investments with the bank tends to make approval easier and is the most common path to obtaining the annual fee waiver.
Income or net worth range
BRB does not publish a fixed official minimum income for the DUX. In practice, since it is an ultra-high-income Visa Infinite, approval targets clients with high income or net worth — and the investment-based waiver route starts from a high threshold (see below).
Typical requirements
- Credit and relationship analysis with BRB.
- High-income or high-net-worth profile (the bank does not disclose a fixed official minimum income).
- For the investment-based waiver route: invest in eligible BRB products (see the annual fee section).
Ways to obtain
- Through relationship and income, in the bank's standard analysis.
- Through investment: by maintaining eligible investments with BRB, which open the annual fee waiver route.
VIP lounges
Unlimited access to VIP lounges through the Priority Pass and LoungeKey networks (plus Visa Airport Companion, from the card network), covering thousands of lounges worldwide. In Brasília, the card provides access to BRB Club at the airport. The rules for dependents/guests vary and should be confirmed in the current terms.
Network benefits
- 24-hour Visa Infinite Concierge.
- Vai de Visa portal with offers and experiences.
- Price protection and purchase protection.
- Original extended warranty.
Insurance
- Medical/emergency travel insurance (coverage varies — check the terms).
- Baggage insurance.
- Car rental insurance.
Travel protections
- 24h travel assistance from the Visa Infinite network.
- International purchase protections during travel.
Airline benefits
- It is not a co-branded airline card, but the high earning per dollar makes it strong for issuing tickets by transferring to LATAM Pass, Smiles, and TudoAzul.
- Parking at Brasília Airport (benefit cited by the issuer).
Hotel benefits
- Hospitality offers and experiences through the Visa Infinite program (Luxury Hotel Collection and similar — check current availability).
Car rental benefits
- Discounts and insurance at Visa network partner rental agencies.
✅ Advantages
- Very high points earning: 5 pts/US$ domestic and 7 pts/US$ international.
- Points never expire.
- Unlimited VIP lounges (Priority Pass + LoungeKey).
- Complete Visa Infinite package (concierge, insurance, protections).
- Investment-based waiver route for those with a BRB relationship.
⚠️ Disadvantages
- High annual fee (R$ 4.800/year) since July 2026.
- Spending-based waiver became demanding (~R$ 50 thousand/month for 100%).
- Investment-based waiver starts from a high threshold.
- Points program/mechanics with conflicting information across sources — confirm on the official site.
History of relevant changes
- Jul/2026: annual fee raised to R$ 4.800/year and spending-based waiver criteria tightened (50% at ~R$ 25 thousand/month; 100% at ~R$ 50 thousand/month).
- 2026: the investment-based waiver route in eligible BRB products was maintained, along with a reinforced ultra-high-income positioning.
Frequently asked questions
What is the BRB DUX annual fee in 2026?
As of July 3, 2026, the annual fee rose to R$ 4.800/year (previously about R$ 1.680). The full spending-based waiver now requires approximately R$ 50.000/month, and there is an alternative route through investment with BRB. Confirm the current amounts on the official website before applying.
How many points does the DUX earn per dollar?
The 2026 sources indicate 5 points per dollar on domestic purchases and 7 points per dollar on international purchases, with points that never expire. It is one of the highest earning rates in the Brazilian market.
Which miles programs can you transfer to?
Points can be turned into miles at LATAM Pass, Smiles, and TudoAzul (Azul). The exact name of BRB's points program and the crediting mechanism should be confirmed on the official website, as sources differ on this detail.
How does VIP lounge access work?
The DUX offers unlimited access through Priority Pass and LoungeKey (plus Visa Airport Companion), as well as BRB Club at Brasília Airport. The rules for guests/dependents vary — check the current terms.
Is it worth it even with the new annual fee?
It depends on your profile. For those with high monthly spending (mainly international) or who can obtain the investment-based waiver, the aggressive earning and unlimited VIP lounges remain very competitive. For average spending, the math got harder — it's worth running a simulation first.
Sources consulted
Information gathered from official and specialized sources in 2026-07. Annual fee, income and rules change — always confirm on the issuer's official website.