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Caixa Ícone Visa Infinite

CAIXA's premium metal card with unlimited VIP lounges and high points earning

CaixaVisa Infinite
Annual feeR$ 1,650 per year (12 installments of R$ 137.50)
Points (domestic)5 pts/US$
Points (international)6 pts/US$
💎 Premium🟦 Visa Infinite
8.8Radar Score
Points earning9.0
Transfer flexibility7.0
Travel benefits9.0
VIP lounges10.0
Waiver ease (informational)6.0
Value for money8.0
General benefits9.0

Overview

The CAIXA Ícone Visa Infinite is Caixa Econômica Federal's premium credit card, launched in October 2025. Made of metal and carrying the Visa Infinite network, it targets high-income customers seeking aggressive points earning and travel benefits. It earns 5 points per dollar on domestic purchases and 6 points per dollar on international purchases (a first-year promotional condition valid until 20/10/2026), with points that do not expire. It offers unlimited VIP lounge access through two programs (Visa Airport Companion/Dragon Pass and LoungeKey) and point transfers to airline programs. Values and rules should be confirmed on CAIXA's official site, as some conditions are promotional and subject to change.

Who it's for

Suited for high-income clients with a CAIXA relationship and a high credit limit, who spend heavily on the card, travel often and value unlimited VIP lounges and airline miles accrual.

Points earning

Earns 5 points per dollar spent on domestic purchases and 6 points per dollar on international purchases, a first-year promotional condition valid until 20/10/2026 and subject to renewal. Points do not expire.

Points program and transfers

Points accrue in the UAU Caixa program (a new program that replaced the former Pontos CAIXA), which has a marketplace and travel partnerships. Points can be transferred to airline loyalty programs: LATAM Pass, Smiles and Azul Fidelidade at a 1:1 ratio, and TAP Miles&Go at a less favorable ratio (around 2:1). There is no confirmed transfer to Livelo. Confirm current ratios on the official site.

Annual fee and waiver rules

The annual fee can get a 50% discount with R$ 12,500 in monthly spending and a 100% waiver with R$ 25,000 in monthly spending. CAIXA Private segment clients get a full first-year waiver. Additional cards have no annual fee. Check the current rules on the official site.

How to apply

Applications are made through CAIXA channels (branches, relationship manager or app/internet banking) for clients who meet the limit and relationship criteria. Availability may depend on invitation or profile analysis.

Income or net worth range

No formal minimum income is disclosed; the main criterion is a credit limit of approximately R$ 100,000 on another CAIXA card

Typical requirements

  • Be a CAIXA client with an active relationship
  • Hold a minimum limit of approximately R$ 100,000 on another CAIXA card
  • Pass the bank's credit analysis
  • Unlike the Visa Infinite for Investors, invested assets are not required

Ways to obtain

  • Have a relationship with CAIXA
  • Apply via manager, branch or digital channels
  • Meet the R$ 100,000 limit criterion
  • Await analysis and approval

VIP lounges

Unlimited VIP lounge access through two programs: Visa Airport Companion (Dragon Pass) and LoungeKey. Each program allows free guests per year (about 10 per program). Lounge access is one of the card's biggest differentiators.

Network benefits

  • Visa Infinite, Visa's highest tier
  • Visa Airport Companion (Dragon Pass) with VIP lounge access
  • Visa Luxury Hotel Collection with luxury hotel benefits
  • Visa Infinite concierge and assistance services
  • Protections and insurance tied to the network

Insurance

  • Rental car protection insurance
  • Emergency medical assistance while traveling
  • Coverage and assistance tied to the Visa Infinite network

Travel protections

  • Emergency medical assistance while traveling
  • Travel assistance through the Visa Infinite network

Airline benefits

  • Point transfers to LATAM Pass, Smiles and Azul Fidelidade (1:1)
  • Transfers to TAP Miles&Go at a less favorable ratio
  • Unlimited airport VIP lounge access

Hotel benefits

  • Access to the Visa Luxury Hotel Collection with upgrades, breakfast and benefits at participating hotels

Car rental benefits

  • Rental car insurance/protection through the Visa Infinite network

✅ Advantages

  • High earning: 5 points/dollar domestic and 6 points/dollar international
  • Unlimited VIP lounge access through two programs
  • Points do not expire
  • Metal card on the Visa Infinite network
  • Annual fee waivable through spending and for Private clients

⚠️ Disadvantages

  • The high earning rate is a first-year promotion (until 20/10/2026)
  • Requires a high limit (around R$ 100,000) and a CAIXA relationship
  • Does not transfer points to Livelo
  • Full annual fee is high (R$ 1,650) without heavy spending
💡 To make it worthwhile, concentrate points-earning spending and aim for R$ 25,000/month to zero out the annual fee; take advantage of the promotional earning rate before 20/10/2026 and transfer to airline programs during good bonus promotions.

History of relevant changes

  • Launched in October 2025 as CAIXA's premium metal card, with a first-year promotional earning rate valid until 20/10/2026.

Frequently asked questions

What is the annual fee of the CAIXA Ícone Visa Infinite?

R$ 1,650 per year (12x R$ 137.50), with a 50% discount for R$ 12,500/month spending and a full waiver at R$ 25,000/month. CAIXA Private clients get a first-year waiver.

How many points does the card earn?

5 points per dollar on domestic purchases and 6 points per dollar on international purchases, as a first-year promotional condition valid until 20/10/2026. Points do not expire.

Which programs can I transfer points to?

UAU Caixa points can be transferred to LATAM Pass, Smiles and Azul Fidelidade (1:1) and TAP Miles&Go at a less favorable ratio. There is no transfer to Livelo.

How does VIP lounge access work?

Unlimited access through two programs: Visa Airport Companion (Dragon Pass) and LoungeKey, each with free annual guests.

What are the requirements to get the card?

Be a CAIXA client with an active relationship and hold a limit of approximately R$ 100,000 on another CAIXA card; invested assets are not required.

Sources consulted

Information gathered from official and specialized sources in 2026-07. Annual fee, income and rules change — always confirm on the issuer's official website.

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