Caixa Visa Infinite
CAIXA's Visa Infinite card for earning Uau CAIXA points and transferring them to airline programs.
Overview
The CAIXA Visa Infinite (standard version, distinct from the newer CAIXA Ícone Visa Infinite) is Caixa Econômica Federal's premium card on the Visa Infinite network. It earns points in the Uau CAIXA program at 2.3 points per dollar on domestic purchases and 3.2 points per dollar on international purchases, with points expiring in 36 months. It carries an annual fee of R$ 828 (12x R$ 69) with a spend-based cashback policy, VIP lounge access via Visa Airport Companion, and the Visa Infinite insurance and benefits package. Points can be transferred 1:1 to Smiles, LATAM Pass and Azul Fidelidade.
Who it's for
Suited for those with a CAIXA relationship who want a premium card with good earning on international purchases and point transfers to airline programs, without needing to be an account holder.
Points earning
Earns 2.3 points per dollar (USD) on domestic purchases and 3.2 points per dollar on international purchases. Points are valid for 36 months. Specialized sources also mention a welcome bonus of around 6,000 points in campaigns.
Points program and transfers
Points accrue in Uau CAIXA, Caixa Econômica Federal's rewards program. Points can be redeemed for products, cashback and travel, or transferred at a 1:1 ratio to Smiles, LATAM Pass and Azul Fidelidade (minimum 4,000 points per transfer, roughly 7 business days). There is no transfer to Livelo, as CAIXA runs its own program.
Related promotions and news
Transfer bonuses and updates from the programs linked to this card, updated live.
Transfer promotions
Miles news
Annual fee and waiver rules
The annual fee can be reduced via cashback based on monthly spending: about 50% cashback of the installment for spending above R$ 4,000 in the month and 100% cashback for spending above R$ 8,000 in the month. Occasional CAIXA promotions have offered full waiver for 12 months. Confirm current rules at the time of application.
How to apply
Applications are made through CAIXA channels: the Cartões CAIXA app, Internet Banking, branches or call centers. Approval is subject to credit and income analysis.
Income or net worth range
Minimum income not officially disclosed explicitly; subject to analysis (sources indicate a minimum limit from around R$ 15,000)
Typical requirements
- Credit and income analysis approved by CAIXA
- Being a CAIXA account holder is not required
- Minimum credit limit around R$ 15,000 (may be lowered during promotions)
Ways to obtain
- Download the Cartões CAIXA app or access Internet Banking
- Request the CAIXA Visa Infinite card
- Wait for credit analysis and limit definition
- Once approved, receive and activate the card
VIP lounges
VIP lounge access via Visa Airport Companion, with about 2 complimentary visits per year for the cardholder on the standard version (the CAIXA Visa Infinite for Investors version offers unlimited access, but is a separate product). Additional and guest visits are charged per the program's table.
Network benefits
- Visa Concierge for assistance and travel planning
- Visa Luxury Hotel Collection with benefits at luxury hotels
- Vai de Visa platform with exclusive offers and experiences
- VIP lounge access via Visa Airport Companion
Insurance
- International medical emergency insurance (when airfare is purchased with the card)
- Original extended warranty on eligible purchases
- Baggage insurance (loss, delay and theft)
Travel protections
- Trip cancellation insurance
- Reimbursement for flight/boarding delay
- Missed connection protection
Airline benefits
- 1:1 point transfer to Smiles, LATAM Pass and Azul Fidelidade
- Airport VIP lounge access via Visa Airport Companion
Hotel benefits
- Hotel benefits through the Visa Luxury Hotel Collection (upgrades, breakfast and amenities, subject to availability)
Car rental benefits
- Rental car protection/insurance, per Visa Infinite rules
✅ Advantages
- Good earning rate on international purchases (3.2 pts/USD)
- Point transfers to three airline programs (Smiles, LATAM Pass, Azul)
- Does not require being a CAIXA account holder
- Complete Visa Infinite insurance and benefits package
⚠️ Disadvantages
- Full annual fee waiver only with high monthly spending (above R$ 8,000)
- Few complimentary VIP lounge visits on the standard version (about 2/year)
- Does not transfer points to Livelo
- Minimum required income is not clearly disclosed
History of relevant changes
- The standard-line Visa Infinite card from CAIXA; CAIXA also offers an Investors version (income/investments above R$ 1 million) and launched in 2025 the new CAIXA Ícone Visa Infinite, a distinct product with higher earning.
Frequently asked questions
What is the points program of the CAIXA Visa Infinite?
It is Uau CAIXA, Caixa Econômica Federal's rewards program, where points can become products, cashback, travel or miles.
Does the CAIXA Visa Infinite transfer points to Livelo?
No. CAIXA uses its own Uau CAIXA program. Transfers are made to Smiles, LATAM Pass and Azul Fidelidade at a 1:1 ratio.
How many points does the card earn?
It earns 2.3 points per dollar on domestic purchases and 3.2 points per dollar on international purchases, valid for 36 months.
What is the card's annual fee?
The annual fee is R$ 828 per year (12 installments of R$ 69), with possible cashback based on monthly spending and waivers during promotions.
Is the CAIXA Visa Infinite the same as the CAIXA Ícone Visa Infinite?
No. The Ícone is a newer, metal card with higher earning (up to 6 pts/USD). The standard CAIXA Visa Infinite earns 2.3/3.2 pts/USD.
Sources consulted
Information gathered from official and specialized sources in 2026-07. Annual fee, income and rules change — always confirm on the issuer's official website.