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Radar Miles
Sicredi Visa Infinite × Nubank Ultravioleta
Sicredi Visa Infinite or Nubank Ultravioleta? See the full side-by-side comparison, with Radar Score by criterion.
A head-to-head between Sicredi Visa Infinite (Sicredi, Radar Score 7.6) and Nubank Ultravioleta (Nubank, Radar Score 7.3). The Sicredi Visa Infinite leads the overall Radar Score, while the Nubank Ultravioleta stands out in Travel benefits. See the criterion-by-criterion comparison below — annual fee, points earning and transfer programs — to decide which one is worth more for your profile.
| Sicredi Visa Infinite | Nubank Ultravioleta | |
|---|---|---|
| Issuer | Sicredi | Nubank |
| Network | Visa Infinite | Mastercard Black |
| Annual fee | Annual fee not officially disclosed and set by each cooperative; market estimates range from about R$ 850 to R$ 1,500 per year, payable in up to 12 installments. | Monthly fee of R$ 89 for new customers (equivalent to about R$ 1,068 per year). Eligible existing customers had a transition rate of R$ 49/month for 12 months after the change. |
| Points (domestic) | Não divulgado | 2,2 pts/US$ |
| Points (international) | 3 pts/US$ | 2,2 pts/US$ |
| Transfers to | LATAM Pass, Smiles, Azul Fidelidade | LATAM Pass, Azul Fidelidade, Smiles |
| Points earning | 7.0 | 7.0 |
| Transfer flexibility | 6.0 | 6.0 |
| Travel benefits | 8.0 | 8.0 |
| VIP lounges | 9.0 | 7.0 |
| Waiver ease | 6.0 | 6.0 |
| Value for money | 7.0 | 8.0 |
| General benefits | 8.0 | 8.0 |
| Radar Score | 7.6 | 7.3 |
Verdict
Sicredi Visa Infinite wins in: VIP lounges.
Nubank Ultravioleta wins in: Value for money.
🏆 By Radar Score, the Sicredi Visa Infinite has the overall edge (7.6 vs 7.3).