Sicredi Visa Infinite
Sicredi's Visa Infinite metal card, with unlimited VIP lounges and points that never expire.
Overview
The Sicredi Visa Infinite is the premium card from the Sicredi cooperative, issued in metal and aimed at high-income members. It earns 3 points per US dollar spent through the Sicredi Rewards Program, with points that never expire. It offers unlimited airport VIP lounge access (Visa Airport Companion and LoungeKey) for the cardholder and companions, plus the full Visa Infinite benefits package. As a cooperative product, annual fee, income and waiver conditions vary by each Sicredi cooperative.
Who it's for
High-income Sicredi members who travel frequently and value unlimited VIP lounge access, strong travel insurance and points transferable to airlines.
Points earning
Earns 3 points per US dollar spent on credit purchases. Points never expire for the Visa Infinite cardholder.
Points program and transfers
Points belong to the Sicredi Rewards Program. They allow redemption for products, travel (via Decolar), statement cashback through Shopping do Sicredi, and transfer to partner airlines from 10,000 points at a ratio of 1 point = 1 mile. There is no transfer to Livelo.
Related promotions and news
Transfer bonuses and updates from the programs linked to this card, updated live.
Transfer promotions
Miles news
Annual fee and waiver rules
Waiver rules vary by cooperative. Market sources cite full waiver with high annual spending (for example, from around R$ 25,000) and partial reduction at lower tiers; the fee can also be negotiated directly with the cooperative, potentially down to zero depending on the relationship. Always confirm conditions with your cooperative.
How to apply
The card is exclusive to members and cannot be requested fully online by anyone. You must have an account and relationship with a Sicredi cooperative and arrange the application with the branch.
Income or net worth range
Minimum income of around R$ 20,000 per month, which may vary according to each cooperative's strategy.
Typical requirements
- Be a Sicredi member (have an account at the cooperative)
- Prove the minimum income required by the cooperative
- Pass credit and relationship analysis
- Conditions may vary by local cooperative
Ways to obtain
- Open or already have an account at a Sicredi cooperative
- Contact the branch or relationship manager
- Request the Visa Infinite card and undergo analysis
- Negotiate income, annual fee and possible waivers with the cooperative
VIP lounges
Unlimited free access to more than 1,200 airport VIP lounges worldwide through Visa Airport Companion and LoungeKey, valid for the cardholder and companions.
Network benefits
- Unlimited VIP lounge access (Visa Airport Companion and LoungeKey)
- Visa Concierge 24 hours
- Visa Luxury Hotel Collection
- International medical emergency travel insurance
- Rental car insurance
- Purchase protection and extended warranty
Insurance
- International medical emergency insurance
- Purchase protection against theft and damage
- Original extended warranty
- Rental car insurance
Travel protections
- 24-hour travel assistance
- Medical emergency insurance when buying tickets with the card
- Fast Pass at selected airports (Guarulhos and Galeão)
Airline benefits
- Point transfers to LATAM Pass, Smiles (Gol) and Azul (TudoAzul)
- Airport VIP lounge access for comfort before flights
Hotel benefits
- Access to the Visa Luxury Hotel Collection, with benefits at luxury hotels worldwide
Car rental benefits
- Rental car insurance included in the Visa Infinite benefits
✅ Advantages
- Metal card with unlimited VIP lounge access
- Points that never expire for the cardholder
- Earns 3 points per US dollar
- Complete Visa Infinite benefits package
⚠️ Disadvantages
- Annual fee undisclosed and variable by cooperative
- Exclusive to Sicredi members, no fully online application
- No point transfer to Livelo
- Conditions depend on negotiation with the local cooperative
History of relevant changes
- Visa Infinite metal card launched by Sicredi for high-income members, with unlimited VIP lounges and points that never expire.
Frequently asked questions
Does the Sicredi Visa Infinite transfer points to Livelo?
No. Sicredi Rewards Program points transfer only to partner airlines (LATAM Pass, Smiles and Azul), from 10,000 points at a ratio of 1 point = 1 mile.
How many points does the card earn?
It earns 3 points per US dollar spent on credit purchases, and these points never expire for the Visa Infinite cardholder.
What is the annual fee?
The annual fee is not officially disclosed and is set by each cooperative. Market estimates range from about R$ 850 to R$ 1,500 per year, with possible waiver based on spending or negotiation.
What is the minimum income required?
The minimum income is usually around R$ 20,000 per month, but it varies by Sicredi cooperative.
How does VIP lounge access work?
Access is unlimited and free to more than 1,200 VIP lounges worldwide, via Visa Airport Companion and LoungeKey, including companions.
Sources consulted
Information gathered from official and specialized sources in 2026-07. Annual fee, income and rules change — always confirm on the issuer's official website.