LATAM Pass Mastercard Black
The card that earns LATAM Pass miles directly and grants unlimited access to LATAM VIP lounges.
Overview
The LATAM Pass Itaú Mastercard Black is a co-branded card from the LATAM Pass Itaú line, in the Mastercard Black tier (distinct from the Visa Infinite version). It earns LATAM Pass miles directly, without going through Livelo or Esfera. It offers 2.5 miles per dollar on domestic purchases and 3.5 miles per dollar on international purchases, plus unlimited access to LATAM VIP lounges when flying LATAM, and travel benefits such as cabin upgrades and baggage allowance.
Who it's for
Ideal for frequent LATAM flyers who value real airport benefits (VIP lounges, upgrades, priority) beyond mile accrual. Recommended for those who can concentrate high spending on the card to reach the annual fee waiver.
Points earning
Earn 2.5 LATAM Pass miles per dollar on domestic purchases and 3.5 miles per dollar on international purchases. LATAM Pass Club members earn even more (reaching around 3.7 to 4.2 domestic and 5.25 to 5.9 international, depending on campaign and tier). Miles do not expire while the card is active.
Points program and transfers
A co-branded card that earns LATAM Pass program miles directly, without intermediaries such as Livelo or Esfera. Points post as LATAM Pass miles, ready to redeem for LATAM and oneworld partner flights.
Related promotions and news
Transfer bonuses and updates from the programs linked to this card, updated live.
Transfer promotions
Miles news
Annual fee and waiver rules
The fee is fully waived when spending R$ 20,000.00 or more per monthly statement. With spending between R$ 10,000.00 and R$ 20,000.00, there is a 50% discount. Below R$ 10,000.00, the full R$ 105.00 monthly fee applies.
How to apply
You can apply through the official Itaú website, the Itaú app, or a branch. A bank credit analysis is required.
Income or net worth range
Itaú does not officially disclose the minimum income required for the LATAM Pass Mastercard Black; as a premium card, approval depends on credit analysis.
Typical requirements
- Valid CPF in good standing
- Pass Itaú's credit analysis
- Income compatible with premium cards (Itaú does not officially disclose a minimum for this tier)
Ways to obtain
- Go to the Itaú website or app
- Choose the LATAM Pass Mastercard Black card
- Fill in your details and submit the application
- Wait for credit analysis
- Once approved, receive and activate the card
VIP lounges
Unlimited access to LATAM VIP lounges when flying LATAM Airlines, for the cardholder plus one guest. There is also access to the Mastercard Black VIP lounge at Guarulhos. Some sources cite LoungeKey access via the Mastercard Black benefit.
Network benefits
- Mastercard Black: concierge available
- Mastercard Priceless Cities and exclusive offers
- Mastercard Black travel insurance
- Purchase protection and extended warranty
- Access to Mastercard Black VIP lounge in Guarulhos
Insurance
- Travel insurance / medical travel assistance
- Baggage protection (loss/delay)
- Trip cancellation and flight delay coverage
- Extended warranty
- Purchase protection
Travel protections
- Mastercard Black travel assistance
- Baggage delay and loss coverage
- Flight cancellation/delay coverage
Airline benefits
- Unlimited access to LATAM VIP lounges when flying LATAM
- Up to 6 cabin upgrades per year in South America (and 2 in other regions)
- Priority check-in and boarding
- Checked baggage allowance on eligible LATAM flights
- LATAM ticket installments up to 10x interest-free
- Discount on LATAM Pass mile purchases
Hotel benefits
- Offers and experiences via Mastercard Priceless Cities
Car rental benefits
- Rental car damage coverage (Mastercard Black benefit)
✅ Advantages
- High mile accrual per dollar (2.5 domestic / 3.5 international)
- LATAM Pass miles credited directly, no intermediary
- Unlimited access to LATAM VIP lounges
- Cabin upgrades and real flight benefits
- Annual fee waivable with spending target
⚠️ Disadvantages
- High spending target (R$ 20,000/month) for full fee waiver
- Higher accrual requires being a paid LATAM Pass Club member
- Almost exclusive LATAM focus, less useful for other airlines
- Minimum income not officially disclosed
Frequently asked questions
Does the LATAM Pass Itaú Mastercard Black earn Livelo or Esfera points?
No. It is a co-branded card that earns LATAM Pass miles directly, without going through Livelo or Esfera.
How many miles do I earn per dollar?
2.5 miles per dollar on domestic purchases and 3.5 miles per dollar on international purchases; LATAM Pass Club members earn more.
What is the annual fee and how do I get a waiver?
The monthly fee is R$ 105.00 (R$ 1,260.00/year). It is waived by spending R$ 20,000 per statement, with 50% off between R$ 10,000 and R$ 20,000.
Do I get VIP lounge access?
Yes, unlimited access to LATAM VIP lounges when flying LATAM Airlines, plus the Mastercard Black VIP lounge in Guarulhos.
What is the minimum income required?
Itaú does not officially disclose a figure. As a premium card, approval depends on the bank's credit analysis.
Sources consulted
Information gathered from official and specialized sources in 2026-07. Annual fee, income and rules change — always confirm on the issuer's official website.