Sicoob Visa Infinite
Sicoob's high-income card on the Visa Infinite network, with the Coopera program and VIP lounges.
Overview
The Sicoobcard Visa Infinite is the premium card from the Sicoob cooperative on the Visa Infinite network, launched in 2023 for high-income members. It earns points in Sicoob's own loyalty program, Coopera, at a rate of 2.2 points per dollar spent. It is issued only to Sicoob members (cooperados) and offers travel benefits such as VIP lounge access, insurance and concierge. As a cooperative product, several commercial terms (annual fee and income) vary by the local cooperative.
Who it's for
Aimed at high-income Sicoob members who travel and want to earn points transferable to Livelo and airlines, plus VIP lounge access and travel insurance.
Points earning
Earns 2.2 Coopera points per dollar spent (domestic and international purchases converted to dollars). Points have an expiry and can be redeemed in the Coopera catalog or transferred.
Points program and transfers
The loyalty program is Coopera, owned by Sicoob. Points can be used in a catalog with over 250,000 products and services, or transferred 1:1 to Livelo, LATAM Pass, Smiles and TudoAzul (Azul). Since 25/10/2024, transfers with Livelo work only in the Coopera-to-Livelo direction.
Related promotions and news
Transfer bonuses and updates from the programs linked to this card, updated live.
Transfer promotions
Miles news
Annual fee and waiver rules
Sicoob offers the Comprou, Zerou program, granting a 50% to 100% discount on the annual fee based on card spending. The spend needed for full waiver is set by each cooperative.
How to apply
You must be a Sicoob member (cooperado). Applications are made through your local cooperative, via branch, the Sicoob app or a relationship manager, subject to credit analysis.
Income or net worth range
Not officially disclosed; the minimum income is set by each local Sicoob cooperative.
Typical requirements
- Be a Sicoob member (cooperado)
- Pass the local cooperative's credit analysis
- Income suited to a high-income product (minimum not officially disclosed)
Ways to obtain
- Open an account / become a Sicoob member
- Request the card at a branch, in the Sicoob app or with a manager
- Await credit analysis and approval
VIP lounges
Offers 4 free VIP lounge visits per year (via LoungeKey/Visa Airport Companion), plus access to the Visa Infinite Fast Pass at Guarulhos airport (GRU) and discounts at restaurants, shops and services in more than 450 airports across 140 countries.
Network benefits
- Visa Airport Companion program with VIP lounges and discounts in over 450 airports across 140 countries
- Visa Infinite Fast Pass at Guarulhos airport (GRU)
- Visa Infinite concierge
- Visa Luxury Hotel Collection
- Vai de Visa offers and discounts program
- Contactless payment and virtual card
Insurance
- International medical emergency travel insurance
- Rental car insurance
- Purchase protection
- Extended warranty
- Flight delay/cancellation insurance
- Baggage loss/delay insurance
Travel protections
- International medical assistance while traveling
- Protection for flight delay or cancellation
- Protection against baggage loss and delay
Airline benefits
- Coopera points transferable 1:1 to LATAM Pass, Smiles and TudoAzul (Azul)
- Participation in partners' bonus transfer promotions
Hotel benefits
- Access to the Visa Luxury Hotel Collection, with benefits at luxury hotels
Car rental benefits
- Rental car insurance included in the Visa Infinite network
✅ Advantages
- Coopera points transferable 1:1 to Livelo, LATAM Pass, Smiles and TudoAzul
- 4 free VIP lounge visits per year
- Annual fee can be waived through the Comprou, Zerou program
- Complete Visa Infinite travel insurance package
⚠️ Disadvantages
- You must be a Sicoob member to hold the card
- Annual fee and minimum income not officially disclosed and vary by cooperative
- Livelo transfers are one-way (Coopera to Livelo only)
- Earning per dollar (2.2 pts) is only average versus premium rivals
History of relevant changes
- 2023: Sicoob and Visa launch the Sicoobcard Visa Infinite, the cooperative's first high-income card on the Visa Infinite network.
- 25/10/2024: The Coopera-Livelo partnership changes to allow transfers only in the Coopera-to-Livelo direction.
Frequently asked questions
What is the Sicoob Visa Infinite's points program?
It is Coopera, Sicoob's own loyalty program, which earns 2.2 points per dollar spent.
Can points be transferred to airlines?
Yes. Coopera points transfer 1:1 to LATAM Pass, Smiles and TudoAzul (Azul), and also to Livelo.
What is the card's annual fee?
It is not officially disclosed and varies by cooperative; market estimates suggest around R$ 750 per year, with a possible waiver through the Comprou, Zerou program.
How many VIP lounge visits does the card offer?
It offers 4 free VIP lounge visits per year, via Visa Airport Companion/LoungeKey, plus the Fast Pass at Guarulhos.
Do I need to be a member to get the card?
Yes. Sicoob is a cooperative, so you must be a member (cooperado) to apply for the card.
Sources consulted
Information gathered from official and specialized sources in 2026-07. Annual fee, income and rules change — always confirm on the issuer's official website.